Essays on time, money,
and the gap between.
Short, honest, no filler. Essays on personal finance framed in hours of life instead of dollars — calculating your real hourly wage, auditing subscriptions, the psychology of why a price feels different once you reframe it.
What's your real hourly wage? (And why you're probably wrong by 30%)
Your gross hourly rate overstates what you actually earn. After taxes, commute, work clothes, and the stress-decompression purchases you wouldn't make otherwise — most white-collar workers take home 30-50% less per hour than they think. Here's how to calculate the real number in 10 minutes, and why it matters for every buying decision.
The subscription audit: 20 minutes that could buy back your Saturday
Most people lose 3-7 hours of life energy every month to subscriptions they've forgotten they're paying for. Here's a 20-minute process to find them all, decide which stay, and reclaim the hours.
Why $100 feels different than 4 hours of work — and how to make it not
Money is fungible; hours aren't. A brain that treats a $100 purchase as 'some number' will treat the same purchase as '4 hours I'll never see again' once it's relabeled. Three tricks to make the relabel stick.